WITH two teenage children and her 70-year-old mother living under her roof, single mum Belinda Bathis may be hard hit by cuts from the recent federal budget.
Ms Bathis, of Green Valley, said families like hers that were already struggling due to the rising cost of living, will be worst hit by the coming changes.
"I don't get a lot of help from the kids' dad due to his financial situation and I worry about how I will keep doing this," Ms Bathis said.
"I think I will eventually have to change jobs and look for a higher paying job."
Ms Bathis runs an early childhood centre called The Cubbyhouse in Green Valley, which may lose funding under the Abbott government.
"We're waiting to hear how the next funding will be allocated, but we've already lost funding for speech pathology and occupational therapy, which we used to offer."
With her daughter Taylah interested in becoming a primary school teacher after she finishes school, Ms Bathis said she was particularly concerned about the changes to higher educational cost structures outlined in the budget.
"My daughter is 16-and-a-half and she wants to go to university, but with HECS fees set to go up, I think it will be difficult for us to pay for it.
"And who knows how expensive things will be by the time my son Aiden is considering his options in five years' time.
"We went to a year 11 education evening last week and the teachers were saying that many of them had just finished paying off their university loans.
"Every parent wants the best for their children, so we're really going to have to look at what our options are.
"Whether they go to university or not may be a hard decision now and that will be a problem for a lot of people and eventually that will impact on the nation as a whole.
"Will that mean we'll start running out of teachers and doctors because families won't be able to afford the fees?"
"I really don't envy my children's generation because everything is so expensive now and the average mortgage is $400,000 to $500,000 — how is the average person supposed to afford that?"
Ms Bathis said that in her family her mother Beverley, who is 70, will be most affected by the $7 Medicare co-payment if the budget is passed by both houses of Parliament.
"Mum has diabetes, she's had open heart surgery and now has a pacemaker; she has arthritis and other health complaints and she needs constant monitoring.
"She goes to the doctor quite often so the co-payment and the increase in prescription costs, specialists visits and pathology will be a big problem for her."